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VACATION RENTAL PROTECTION Underwritten for iTI by NOVA Casualty Company Jump to: Plan Overview, Summary of Benefits, Pricing, Description of Coverage PLAN OVERVIEW Plan Description: This plan is designed to provide Per Unit Cancellation Insurance coverage and an `Aggregate Pool` of other benefits for anyone staying over 24 hours in the Rental Property. See below for complete listing of coverage. The premium is `non age rated` and is based on the total trip cost per unit (condo, time-share, villa, resort, cabins, or any property rental. Premium is based on Rental Unit not per person. The plan also includes some of the customary coverages like baggage, medical, emergency asst. etc. but the benefits have an aggregate total which is used as needed by all the people who share the Unit. The people do not need to be listed on the policy only the primary policy holder…but must a minimum of 24 hours in the Rental Unit. Plan Plus Points: Available to Non-US Residents. Perfect for groups! Not 'Age Rated'! Single policy with shared benefits is less expensive than a separate policy for each traveler. Plan Minus Points: Maximum length of coverage is 30 days. Only available in Selected States: Arizona, Arkansas, Florida, Georgia, Idaho, Maryland, Mississippi, Nevada, South Carolina, Tennessee, Texas, Utah, Virginia, and West Virginia. Underwritten By: NOVA Casualty Company Underwriters Location: Buffalo, NY AM Best #: 02708 AM Best Rating: B+   SUMMARY OF BENEFITS * Trip Cancellation/Interruption: Equals Selected Trip Cost up to $10,000 * Bankruptcy: Equals Selected Trip Cost up to $10,000 * Travel Delay: $100 per day / $500 * Emergency Medical/Dental Expense: $10,000 * Emergency Medical Evacuation / Repatriation: (a) Repatriation of Mortal Remains $20,000 overall maximum for all of the following: Up to $1,000 * Baggage: $1,000 * Baggage Delay: $100 * Common Carrier AD&D: Principal Sum - $25,000 * Emergency Travel Assistance: Included * Shared Benefit: These benefits are shared between all 'Invited Guests' who stays at least 24 hours in the same rental unit with the Insured during the covered trip. * Policy Holder Benefit: These benefits are only available to the Policy Holder. The Policy Holder participates in all other policy benefits on a Shared Benefit basis. PRICING Trip Cost Full RENTAL UNIT cost Plan Rate Per Unit Rental Unit is covered under one renter - Other benefits have an aggregate total which is used as needed by all the people who share the Unit a min. of 24 hours. per $100 of Trip Cost $4.35 DESCRIPTION OF COVERAGE The Description of Coverage is the document where the plan's policy terms and conditions are outlined. This document also contains the specific language regarding the schedule of coverages and benefits. Click here to view the entire Description of Coverage.

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